Our most popular checking
account with
the banking essentials
A simple checking account with
no overdraft fees
Save money on non-Chase ATM transactions, money orders and more Same page link to footnote reference 1
Compare to our most popular account
Monthly Service Fee Same page link to footnote reference 2 for Chase Total Checking(Registered trademark)
Monthly Service Fee Same page link to footnote reference 2 for Chase Secure Banking(Service mark)Monthly Service Fee Same page link to footnote reference 2 for Chase Premier Plus Checking(Service mark)
Chase Online SM Banking , Online Bill Pay SM Same page link to footnote reference 3 and Chase Mobile Banking for Chase Total Checking(Registered trademark)
Chase Online SM Banking , Online Bill Pay SM Same page link to footnote reference 3 and Chase Mobile Banking for Chase Secure Banking(Service mark)
Chase Online SM Banking , Online Bill Pay SM Same page link to footnote reference 3 and Chase Mobile Banking for Chase Premier Plus Checking(Service mark)
Zelle ® - Quickly send and receive money Same page link to footnote reference 4 for Chase Total Checking(Registered trademark)
Zelle ® - Quickly send and receive money Same page link to footnote reference 4 for Chase Secure Banking(Service mark)
Zelle ® - Quickly send and receive money Same page link to footnote reference 4 for Chase Premier Plus Checking(Service mark)
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Total Checking(Registered trademark)
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Secure Banking(Service mark)
— Not availableAutosave makes saving easy with automatic transfers to a Chase savings account for Chase Premier Plus Checking(Service mark)
Get Chase First Banking SM —a checking account for you and your child that comes with its very own debit card for Chase Total Checking(Registered trademark)
Get Chase First Banking SM —a checking account for you and your child that comes with its very own debit card for Chase Secure Banking(Service mark)
Get Chase First Banking SM —a checking account for you and your child that comes with its very own debit card for Chase Premier Plus Checking(Service mark)
Spend only the money you have available, without worrying about overdraft fees Same page link to footnote reference 6
Chase Overdraft Assist SM for Chase Premier Plus Checking(Service mark)Early direct deposit — with direct deposit, get your money up to two business days early Same page link to footnote reference 7 for Chase Total Checking(Registered trademark)
— Not availableEarly direct deposit — with direct deposit, get your money up to two business days early Same page link to footnote reference 7 for Chase Secure Banking(Service mark)
Early direct deposit — with direct deposit, get your money up to two business days early Same page link to footnote reference 7 for Chase Premier Plus Checking(Service mark)
— Not availableNo Monthly Service Fee on a linked Chase Savings SM account Same page link to footnote reference 8 for Chase Total Checking(Registered trademark)
— Not availableNo Monthly Service Fee on a linked Chase Savings SM account Same page link to footnote reference 8 for Chase Secure Banking(Service mark)
— Not availableNo Monthly Service Fee on a linked Chase Savings SM account Same page link to footnote reference 8 for Chase Premier Plus Checking(Service mark)
Up to 2 Chase Premier Plus Checking accounts and a personal Chase savings account
No paper checks
No Chase fees for checks for Chase Premier Plus Checking(Service mark)Looking for a
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Table with 3 2 columns and 26 rowsParent-owned and designed with kids ages 6-12 in mind and available for kids 6-17 years old. Requires eligible account to open Same page link to footnote reference 1
Parent co-owned and for teens 13 to 17
years old at account opening Same page link to footnote reference 2
Must open in branch
For students 17 to 24 years
old at account opening Same page link to footnote reference 3
17-year-olds must open in branch
Monthly Service Fee Same page link to footnote reference 4 for Chase High School Checking(Service mark)
Monthly Service Fee Same page link to footnote reference 4 for Chase College Checking(Service mark)Chase Online SM Banking , Online Bill Pay SM Same page link to footnote reference 6 and Chase Mobile Banking for Chase First Banking(Service Mark)
Chase Online SM Banking , Online Bill Pay SM Same page link to footnote reference 6 and Chase Mobile Banking for Chase High School Checking(Service mark)
Chase Online SM Banking , Online Bill Pay SM Same page link to footnote reference 6 and Chase Mobile Banking for Chase College Checking(Service mark)
Zelle ® - Quickly send and receive money Same page link to footnote reference 8 for Chase First Banking(Service Mark)
— Not availableZelle ® - Quickly send and receive money Same page link to footnote reference 8 for Chase High School Checking(Service mark)
Zelle ® - Quickly send and receive money Same page link to footnote reference 8 for Chase College Checking(Service mark)
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase First Banking(Service Mark)
— Not availableSet and track savings goals in the Chase Mobile ® app Same page link to footnote reference 9
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase High School Checking(Service mark)
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase College Checking(Service mark)
Chase QuickDeposit SM - Take a picture of your check to securely deposit it using the Chase Mobile app Same page link to footnote reference 9 for Chase First Banking(Service Mark)
— Not availableChase QuickDeposit SM - Take a picture of your check to securely deposit it using the Chase Mobile app Same page link to footnote reference 9 for Chase High School Checking(Service mark)
Chase QuickDeposit SM - Take a picture of your check to securely deposit it using the Chase Mobile app Same page link to footnote reference 9 for Chase College Checking(Service mark)
No Monthly Service Fee on a linked Chase Savings SM account Same page link to footnote reference 10 for Chase First Banking(Service Mark)
— Not availableNo Monthly Service Fee on a linked Chase Savings SM account Same page link to footnote reference 10 for Chase High School Checking(Service mark)
— Not availableNo Monthly Service Fee on a linked Chase Savings SM account Same page link to footnote reference 10 for Chase College Checking(Service mark)
Must be linked for Overdraft Protection
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Table with 3 2 columns and 26 rowsA premium banking experience
with more benefits
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perks and benefits
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Chase Total Checking ® updates column contentMonthly Service Fee Same page link to footnote reference 1 for Chase Private Client Checking(Service mark)
Monthly Service Fee Same page link to footnote reference 1 for Chase Total Checking(Registered trademark)
Chase Online SM Banking, Online Bill Pay SM Same page link to footnote reference 2 and Chase Mobile Banking for Chase Sapphire(Service mark) Banking
Chase Online SM Banking, Online Bill Pay SM Same page link to footnote reference 2 and Chase Mobile Banking for Chase Private Client Checking(Service mark)
Chase Online SM Banking, Online Bill Pay SM Same page link to footnote reference 2 and Chase Mobile Banking for Chase Total Checking(Registered trademark)
Get Chase First Banking SM —a checking account for you and your child that comes with its very own debit card for Chase Sapphire(Service mark) Banking
Get Chase First Banking SM —a checking account for you and your child that comes with its very own debit card for Chase Private Client Checking(Service mark)
Get Chase First Banking SM —a checking account for you and your child that comes with its very own debit card for Chase Total Checking(Registered trademark)
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Sapphire(Service mark) Banking
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Private Client Checking(Service mark)
Autosave makes saving easy with automatic transfers to a Chase savings account for Chase Total Checking(Registered trademark)
No Chase fees on: foreign exchange rate adjustments Same page link to footnote reference 5 , incoming and outgoing wire transfers Same page link to footnote reference 6 , the first four overdrafts (up to four days a year) Same page link to footnote reference 7 , or stop payments for Chase Sapphire(Service mark) Banking
No Chase fees on: foreign exchange rate adjustments Same page link to footnote reference 5 , incoming and outgoing wire transfers Same page link to footnote reference 6 , the first four overdrafts (up to four days a year) Same page link to footnote reference 7 , or stop payments for Chase Private Client Checking(Service mark)
No Chase fees on: foreign exchange rate adjustments Same page link to footnote reference 5 , incoming and outgoing wire transfers Same page link to footnote reference 6 , the first four overdrafts (up to four days a year) Same page link to footnote reference 7 , or stop payments for Chase Total Checking(Registered trademark)
— Not availableHigher limits on Chase QuickDeposit SM & Zelle ® , plus higher daily purchase limits & ATM withdrawal limits Same page link to footnote reference 8, Same page link to footnote reference 9 for Chase Sapphire(Service mark) Banking
Higher limits on Chase QuickDeposit SM & Zelle ® , plus higher daily purchase limits & ATM withdrawal limits Same page link to footnote reference 8, Same page link to footnote reference 9 for Chase Private Client Checking(Service mark)
Higher limits on Chase QuickDeposit SM & Zelle ® , plus higher daily purchase limits & ATM withdrawal limits Same page link to footnote reference 8, Same page link to footnote reference 9 for Chase Total Checking(Registered trademark)
— Not availableExclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Sapphire(Service mark) Banking
— Not availableExclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Private Client Checking(Service mark)
Exclusive sports and entertainment benefits like hospitality lounges, early ticket sales and special seating for Chase Total Checking(Registered trademark)
— Not availableClose collaboration with dedicated Private Client Banker for Chase Private Client Checking(Service mark)
Close collaboration with dedicated Private Client Banker for Chase Total Checking(Registered trademark)
— Not availableDiscounted rates on home & auto loans Same page link to footnote reference 10 , Same page link to footnote reference 11 for Chase Sapphire(Service mark) Banking
— Not availableDiscounted rates on home & auto loans Same page link to footnote reference 10 , Same page link to footnote reference 11 for Chase Private Client Checking(Service mark)
Discounted rates on home & auto loans Same page link to footnote reference 10 , Same page link to footnote reference 11 for Chase Total Checking(Registered trademark)
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Accounts that give kids freedom and parents peace of mind.
Are you a college student? ›
New Chase checking customers — get $100 when you open a Chase College Checking SM account with qualifying activities.
Are you a college student? ›
New Chase checking customers — get $100 when you open a Chase College Checking SM account with qualifying activities.
Financial resources for students ›
Learn more about student banking, budgeting, and saving with the help of our financial goals hub.
Existing checking customers, refer a friend and earn rewards! See details.
$12 OR $0 with one of the following each monthly statement period Same page link to footnote reference 2 :
Electronic deposits made into this account totaling
$500
or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow SM network, or (iii) third party services that facilitate payments to your debit card using the Visa ® or Mastercard ® network
a balance at the beginning
of each day of
$1,500
or more in this account
an average beginning day balance of
$5,000
or more in any combination of this account and linked qualifying Chase checking, savings and other balances.
Other miscellaneous fees apply. See the Clear & Simple Product Guide (PDF) for more information. Account subject to approval.
Same page link returns to footnote reference 1 New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
Same page link returns to footnote reference 2 Chase Total Checking Service Fee: Chase Total Checking has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow SM network, or (iii) third party services that facilitate payments to your debit card using the Visa ® or Mastercard ® network; OR, Option #2: Keep a balance at the beginning of each day of $1,500 or more in your checking account; OR, Option #3: Keep an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply.
Product terms subject to change. For more information, please see a banker or visit chase.com/checking Opens in a new window .
$25 OR $0 with one of the following each monthly statement period:
An average beginning day balance of
$15,000
or more in any combination of this account and linked qualifying Chase checking, savings and other balances
a linked qualifying Chase first mortgage enrolled in
automatic payments from your Chase account Same page link to footnote reference 2
for current servicemembers and veterans of the U.S. Armed Forces with a qualifying military ID.
Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.
Same page link returns to footnote reference 1 New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
Same page link returns to footnote reference 2 Your qualifying mortgage must be linked and enrolled in automatic payments on the business day before the end of your statement period. Automatic payments are when you authorize Chase to automatically deduct payment each month from your Chase account. Payments you set up through Online Bill Pay will not be included. Qualifying mortgage accounts include Chase first mortgage accounts (with servicing retained by Chase) that are in good standing.
$4.95 OR $0 when you have the following during each monthly statement period:
Electronic deposits made into this account totaling
$250
or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow SM network, or (iii) third party services that facilitate payments to your debit card using the Visa ® or Mastercard ® network.
Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.
Same page link returns to footnote reference 1 Chase Secure Checking has no Monthly Service Fee when you have electronic deposits made into this account totaling $250 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow SM network, or (iii) third party services that facilitate payments to your debit card using the Visa ® or Mastercard ® network. Otherwise a $4.95 Monthly Service Fee will apply. New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that, the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
Product terms subject to change. For more information, please see a banker or visit chase.com/checking Opens in a new window .
$25 OR $0 with the following each monthly statement period:
An average beginning day balance of
$75,000
or more in any combination of this account and linked
qualifying Chase checking, savings and other balances. Same page link to footnote reference 2
Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.
Same page link returns to footnote reference 1 New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
Same page link returns to footnote reference 2 There is a $25 Monthly Service Fee for Chase Sapphire SM Checking OR $0 when you have an average beginning day balance of $75,000 or more in any combination of this account and linked qualifying deposits/investments. Qualifying personal deposits include Chase First Checking SM accounts, up to nine other personal Chase checking accounts (excluding Chase Private Client Checking SM ), personal Chase savings accounts (excluding Chase Private Client Savings SM ), CDs, certain Chase Retirement CDs, or certain Chase Retirement Money Market Accounts. Qualifying personal investments include balances in investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. For most products, we use daily balances to calculate the average beginning day balance for such investment and annuity products. Some third party providers report balances on a weekly, not daily, basis and we will use the most current balance reported. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify. Investment products and related services are only available in English.
$0 with the following:
For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian's personal Chase checking account. Linked accounts exclude Chase High School Checking SM , Chase College Checking SM , Chase Secure Checking SM and Chase First Checking SM .
Keep in mind: When the student turns 19, the Chase High School Checking SM account will become a Chase Total Checking ® account.
Other miscellaneous fees apply. See the Additional Banking Services & Fees (PDF) for more information. Account subject to approval.
$12 OR $0 for students 17-24 years old at account opening, enrolled in college, or a vocational, technical, or trade school up to the graduation date provided at account opening (five years maximum). Proof of student status may be required.
OR $0 when you have any one of the following each monthly statement period Same page link to footnote reference 2 :
Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow SM network, or (iii) third party services that facilitate payments to your debit card using the Visa ® or Mastercard ® network
an average ending day balance of
$1,500
or more in this account.
Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Account subject to approval.
17-year-olds must open in branch and have proof of student status.
Same page link returns to footnote reference 1 New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
Same page link returns to footnote reference 2 Service Fee: There is no Monthly Service Fee up to the graduation date provided at account opening (five years maximum). Students must be 17 -24 years old to open a Chase College Checking account and must provide school name, and expected graduation date at account opening; a valid student ID or proof of enrollment/acceptance may also be required. The Monthly Service Fee after expected graduation date is $12 or $0 when you do at least one of the following each statement period: Option #1: Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow SM network, or (iii) third party services that facilitate payment to your debit card using the Visa ® or Mastercard ® network; OR, Option #2: Keep an average ending day balance of $1,500 or more in your checking account.
Product terms subject to change. For more information, please see a banker or visit chase.com/checking Opens in a new window .
You must be an existing Chase checking customer to open the account. Same page link to footnote reference 1 Eligible parent accounts include:
Account subject to approval. See Additional Banking Services & Fees (PDF) for more information.
Same page link returns to footnote reference 1 Qualifying accounts include: Chase Secure Checking SM , Chase Total Checking ® , Chase Premier Plus Checking SM , Chase Sapphire SM Checking or a Chase Private Client Checking SM account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. To promote parental controls and guardrails, only the parent/guardian who opened the account can fund, or manage it. You can open a Chase First Checking account for your child who is 6-17 years old.
$35 OR $0 with one of the following each monthly statement period:
An average beginning day balance of
$150,000
or more in any combination of this account and linked qualifying Chase checking, savings and other balances Same page link to footnote reference 2
a linked Chase Platinum Business Checking SM account.
Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information. Speak with a banker for current interest rates.
Same page link returns to footnote reference 1 New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
Same page link returns to footnote reference 2 There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying deposits Same page link to footnote reference a /investments Same page link to footnote reference b OR, a linked Chase Platinum Business Checking SM account.
Same page link returns to footnote reference a Qualifying personal deposits include up to nine Chase Private Client Checking accounts, Chase High School Checking SM accounts, Chase First Checking SM accounts, personal Chase savings accounts (excluding Chase Premier Savings SM ), CDs, certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts.
Same page link returns to footnote reference b Qualifying personal investments include balances in investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. For most products, we use daily balances to calculate the average beginning day balance for such investment and annuity products. Some third party providers report balances on a weekly, not daily, basis and we will use the most current balance reported. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify. Investment products and related services are only available in English.
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No ATM fees worldwide Same page link to footnote reference 1 , plus no Chase fee Same page link to footnote reference 2 on incoming or outgoing wire transfers.
Once you open an account, schedule a meeting with your banker to help you get started, open additional accounts, and move funds over to Chase.
Same page link returns to footnote reference 1 There is no Chase fee at non-Chase ATMs. Chase will refund ATM Surcharge Fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these Surcharge Fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase Surcharge Fee reimbursements. The "No Chase Fee" benefit applies based on your account having this benefit when the debit card or ATM transaction is posted on the account.
Same page link returns to footnote reference 2 For wire transfers, the "No Chase Fee" benefit applies to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures, and does not apply to the spread we include in the foreign currency exchange rate. Financial institutions may deduct processing fees and/or charges from the amount of the incoming or outgoing wire transfers, including on returned wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase.
There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average beginning day balance of $150,000 or more in any combination of this account and linked qualifying deposits Same page link to footnote reference a /investments Same page link to footnote reference b OR, a linked Chase Platinum Business Checking SM account.
Same page link returns to footnote reference 3 New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
Same page link returns to footnote reference a Qualifying personal deposits include up to nine Chase Private Client Checking accounts, Chase High School Checking SM accounts, Chase First Checking SM accounts, personal Chase savings accounts (excluding Chase Premier Savings SM ), CDs, certain Chase Retirement CDs, or certain Chase Retirement Money Market accounts.
Same page link returns to footnote reference b Qualifying personal investments include balances in investment and annuity products offered through JPMorgan Chase & Co. and its affiliates and agencies. For most products, we use daily balances to calculate the average beginning day balance for such investment and annuity products. Some third party providers report balances on a weekly, not daily, basis and we will use the most current balance reported. Balances in 529 plans, donor-advised funds, and certain retirement plan investment accounts do not qualify. Investment products and related services are only available in English.
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Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.
Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.
All accounts subject to approval. Restrictions and limitations apply.
Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.
Same page link returns to footnote reference 1 Surcharge Fees from the ATM owner/network still apply. A Foreign Exchange Rate Adjustment Fee from Chase may apply for ATM withdrawals in a currency other than U.S. dollars.
Same page link returns to footnote reference 2 New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
Same page link returns to footnote reference 3 Chase Online Bill Pay: Must enroll in Chase Online SM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.
Same page link returns to footnote reference 4 Enrollment in Zelle ® with a U.S. checking or savings account is required to use the service. Chase customers must use an eligible Chase consumer or business checking account, which may have its own account fees. Consult your account agreement. To send money to or receive money from a small business, both parties must be enrolled with Zelle ® directly through their financial institution's online or mobile app experience. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle ® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile ® app or Chase Online SM . Limitations may apply. Message and data rates may apply.
Only send money to people and businesses you trust. Neither Chase nor Zelle ® offers a protection program for any authorized payments made with Zelle ® , or provide coverage for non-received, damaged, or not-as-described goods and services you purchase using Zelle ® , so you might not be able to get your money back once you send it.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Same page link returns to footnote reference 5 With Chase Overdraft Assist SM , we won't charge an Overdraft Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
Same page link returns to footnote reference 6 We will decline or return transactions when you do not have enough money in your account to cover the charge. However, you could still end up with a negative balance if, for example, a transaction is approved for one amount, but then the actual charge is more than what you have in your account (like when you add a tip at a restaurant after the transaction for the meal was already approved). Even if you have a negative balance, we will not charge you an overdraft fee.
Same page link returns to footnote reference 7 For Chase Secure Checking SM only: Early direct deposit is a service that comes with your Chase Secure Checking account in which we credit your eligible direct deposit transaction up to two business days early. You must set up direct deposit to your account. The timing of when these transactions will be credited is based on when the payer submits the information to us. This means when these transactions are credited could vary and you may not receive your funds early. Eligible transactions are certain ACH credit transactions such as payroll, government benefits or similar transactions.
Same page link returns to footnote reference 8 Account must be linked to the checking account for No Monthly Service Fee.
Same page link returns to footnote reference 9 When ordered through Chase. Fees may apply for certain other supplies and expedited shipping options.
Chase Mobile ® app is available for select mobile devices. Enroll in Chase Online SM or on the Chase Mobile app. Chase QuickDeposit SM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.
Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.
Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.
JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.
All accounts subject to approval. Restrictions and limitations apply.
Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.
Same page link returns to footnote reference 1 For parents/guardians interested in teaching their child how to manage money using a debit card with the child's name on it. The parent/guardian is the owner of this account and must have an online profile and one of these other checking accounts at account opening: a Chase Secure Checking SM , Chase Total Checking ® , Chase Premier Plus Checking SM , Chase Sapphire SM Checking, or a Chase Private Client Checking SM account. Benefits offered to these checking accounts do not apply to Chase First Checking accounts. To promote parental controls and guardrails, only the parent/guardian who opened the account can fund, or manage it. You can open a Chase First Checking account for your child who is 6-17 years old. Once the child has reached the age of 18, Chase may recommend they open their own account.
Same page link returns to footnote reference 2 For students 13 to 17 years old at account opening with their parent/guardian as a co-owner and the account must be linked to the parent/guardian’s personal checking account. Linked accounts exclude Chase High School Checking SM , Chase College Checking SM , Chase Secure Checking SM and Chase First Checking SM .
Same page link returns to footnote reference 3 For students 17 to 24 years old at account opening, enrolled in college or a vocational, technical or trade school. Proof of student status may be required.
Same page link returns to footnote reference 4 New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
Same page link returns to footnote reference 5 Account Alerts: There is no charge from Chase, but message and data rates may apply. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written.
Same page link returns to footnote reference 6 Chase Online Bill Pay: Must enroll in Chase Online SM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.
Same page link returns to footnote reference 7 Chase Online SM Banking services unavailable with Chase First Banking: Zelle ® , Chase QuickDeposit SM , direct deposit, Chase overdraft services, check writing, check deposits, ATM/cash deposits, Online Bill Pay, wire transfers (incoming or outgoing) and ACH transactions (deposits and withdrawals). We also may prohibit certain transaction types. This includes, but is not limited to, purchasing official checks and other monetary instruments, withdrawing cash from a banker at a branch or merchants, paying for rentals (e.g., cars, equipment, furniture) and funding gambling-related activities. Certain restrictions and other limitations may apply.
Same page link returns to footnote reference 8 Enrollment in Zelle ® with a U.S. checking or savings account is required to use the service. Chase customers must use an eligible Chase consumer or business checking account, which may have its own account fees. Consult your account agreement. To send money to or receive money from a small business, both parties must be enrolled with Zelle ® directly through their financial institution's online or mobile app experience. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle ® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile ® app or Chase Online SM . Limitations may apply. Message and data rates may apply.
Only send money to people and businesses you trust. Neither Chase nor Zelle ® offers a protection program for any authorized payments made with Zelle ® , or provide coverage for non-received, damaged, or not-as-described goods and services you purchase using Zelle ® , so you might not be able to get your money back once you send it.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Same page link returns to footnote reference 9 Chase Mobile ® app is available for select mobile devices. Enroll in Chase Online SM or on the Chase Mobile app. Chase QuickDeposit SM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.
Same page link returns to footnote reference 10 Account must be linked to the checking account for No Monthly Service Fee.
Same page link returns to footnote reference 11 With Chase Overdraft Assist SM , we won't charge an Overdraft Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.
Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.
JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.
All accounts subject to approval. Restrictions and limitations apply.
Other miscellaneous fees apply. See Additional Banking Services & Fees (PDF) for more information.
Same page link returns to footnote reference 1 New and converted accounts will not be charged a Monthly Service Fee for at least the first two statement periods. After that the Monthly Service Fee will apply unless you meet one of the ways to avoid the Monthly Service Fee each statement period (if applicable).
Same page link returns to footnote reference 2 Chase Online Bill Pay: Must enroll in Chase Online SM Banking and activate Online Bill Pay. Certain restrictions and other limitations may apply.
Same page link returns to footnote reference 3 There is no Chase fee at non-Chase ATMs. Chase will refund ATM Surcharge Fees charged by the ATM owner/network. This benefit will begin the next business day after opening the account. Some ATM owners/networks do not identify these Surcharge Fees in the information they send to us and, as a result, we may not automatically refund the fee. If for any reason the refund is not processed, please contact us. There is no Foreign Exchange Rate Adjustment Fee when conducting transactions in a foreign currency. If you choose to convert an international transaction to U.S. dollars at either an ATM or on a purchase, foreign currency commissions and fees included in the exchange rate charged by third parties are excluded from Chase Surcharge Fee reimbursements. The "No Chase Fee" benefit applies based on your account having this benefit when the debit card or ATM transaction is posted on the account.
Same page link returns to footnote reference 4 When ordered through Chase. Fees may apply for certain other supplies and expedited shipping options.
Same page link returns to footnote reference 5 This benefit will begin the next business day after opening the account. The "No Chase Fee" benefit applies based on your account having this benefit when the debit card or ATM transaction is posted on the account.
Same page link returns to footnote reference 6 For wire transfers, the "No Chase Fee" benefit applies to the Wire Transfer Fees section listed on the Fee Schedule of the Additional Banking Services and Fees, which can be found at chase.com/disclosures, and does not apply to the spread we include in the foreign currency exchange rate. Financial institutions may deduct processing fees and/or charges from the amount of the incoming or outgoing wire transfers, including on returned wire transfers. Any deductions taken by us, and our affiliates, may include processing fees charged by Chase.
Same page link returns to footnote reference 7 No Overdraft Fees when item(s) are presented against an account with insufficient funds on the first four business days during the current and prior 12 statement periods. On a business day when we returned item(s), this counts toward the four business days when an Overdraft Fee will not be charged.
Same page link returns to footnote reference 8 Chase Mobile ® app is available for select mobile devices. Enroll in Chase Online SM or on the Chase Mobile app. Chase QuickDeposit SM is subject to deposit limits and funds are typically available by next business day. Deposit limits may change at any time. Other restrictions apply. See chase.com/QuickDeposit or the Chase Mobile app for eligible mobile devices, limitations, terms, conditions and details. Message and data rates may apply.
Same page link returns to footnote reference 9 Enrollment in Zelle ® with a U.S. checking or savings account is required to use the service. Chase customers must use an eligible Chase consumer or business checking account, which may have its own account fees. Consult your account agreement. To send money to or receive money from a small business, both parties must be enrolled with Zelle ® directly through their financial institution's online or mobile app experience. Funds are typically made available in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle ® (go to enroll.zellepay.com to view participating banks). Select transactions could take up to 3 business days. Enroll on the Chase Mobile ® app or Chase Online SM . Limitations may apply. Message and data rates may apply.
Only send money to people and businesses you trust. Neither Chase nor Zelle ® offers a protection program for any authorized payments made with Zelle ® , or provide coverage for non-received, damaged, or not-as-described goods and services you purchase using Zelle ® , so you might not be able to get your money back once you send it.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Same page link returns to footnote reference 10 Existing balance requirements: Under the Relationship Pricing Program, participating customers who have at least $500,000 in existing eligible Chase and J.P. Morgan deposit accounts and/or J.P. Morgan Wealth Management accounts can save 0.125% off the standard rate. Participating customers with over $1 million can save 0.25%. Any existing funds and/or investment funds (including funds used for down payment) that exit your accounts prior to closing will be deducted from your eligible balance amount. Chase employees are not eligible for the existing balance rate discount.
New money requirements: Additional rate discounts are available under the Relationship Pricing Program, based on the new deposit and/or investment assets transferred to Chase and/or J.P. Morgan Wealth Management accounts and the mortgage loan amount. Any existing funds or new deposit and/or investment funds (including funds used for down payment) that exit your accounts prior to closing will be deducted from your eligible transfer amount (you will not be penalized for changes in market value).
Combined discount: You can qualify for both the existing balance discount and the new money discount at the same time. However, the maximum rate discount for all programs combined (including employee mortgage rate discount) is 0.5%.
Account Eligibility: Qualifying personal banking and/or investment balances will be used in determining the appropriate mortgage rate discount. However, business, deferred compensation, student, custodial, 529b college savings, donor-advised funds, select retirement accounts and non-vested RSU accounts do not qualify.
*Chase reserves the right to amend, terminate or withdraw the rate discount at any time without prior notice.
Same page link returns to footnote reference 11 AUTO PURCHASE: As a Chase Private Client, you receive a rate discount of 0.25% off standard auto loan rates through Chase Auto, available for chase.com applications only. Not available for applications submitted to a dealer. Rate discounts are subject to change at any time. To finance a new or used car with Chase Auto you must purchase your car from a dealer in the Chase network. All applications are subject to credit approval by JPMorgan Chase Bank, N.A. ("Chase"). The dealer will be the original creditor and assign the financing to Chase. Additional terms and conditions apply, such as vehicle make, age and mileage.
Checking Text Message Program: Message and data rates may apply. For Help call 1-800-935-9935. Reply STOP to 40107 to no longer receive Chase Checking text messages until you provide your consent again. Mobile carriers not liable for delayed or undelivered messages.
"Chase Private Client" is the brand name for a banking and investment offering, requiring a Chase Private Client Checking account.
Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit and home lending products offered by JPMorgan Chase Bank, N.A. Member FDIC.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
LEARN MORE ABOUT OUR FIRM AND INVESTMENT PROFESSIONALS AT FINRA BROKERCHECK.
INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED
Products and services described as well as associated fees, charges, interest rates and balance requirements may differ among different geographic locations. Not all products and services are offered at all locations.
Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Equal Opportunity Lender.
All home lending products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.
For Home Lending products, the employee rate discount cannot be combined with any other rate discounts except Relationship Pricing. Offers to employees are subject to change at any time without prior notice. This offer is only available to U.S. citizens and legal residents within the United States of America.
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